body {font-family: verdana; font-size: .70em; color:#1C82D2;}
	div p, li {line-height: 1.75em;}
	
	a:visited { color:#1C82D2; }
	
	#divUnion, #divBusiness
	{
		cursor: hand;
	}
	
	.hdrTitle
	{
		font-size: larger;
		font-weight: bold; 
		margin:0 0 5px 0; 
		border-bottom:1px dotted #1C82D2;
		color: #000;
	}

	/*spiffy is for rounded corners*/
	.spiffy{display:block}
	.spiffy *{
	  display:block;
	  height:1px;
	  overflow:hidden;
	  font-size:.01em;
	  /*background:#8ABFE8}*/
	  background:#fff}
	.spiffy1{
	  margin-left:3px;
	  margin-right:3px;
	  padding-left:1px;
	  padding-right:1px;
	  border-left:1px solid #f6fbff;
	  border-right:1px solid #f6fbff;
	  background:#f0f9ff}
	.spiffy2{
	  margin-left:1px;
	  margin-right:1px;
	  padding-right:1px;
	  padding-left:1px;
	  border-left:1px solid #fdfeff;
	  border-right:1px solid #fdfeff;
	  background:#eef9ff}
	.spiffy3{
	  margin-left:1px;
	  margin-right:1px;
	  border-left:1px solid #eef9ff;
	  border-right:1px solid #eef9ff;}
	.spiffy4{
	  border-left:1px solid #f6fbff;
	  border-right:1px solid #f6fbff}
	.spiffy5{
	  border-left:1px solid #f0f9ff;
	  border-right:1px solid #f0f9ff}
	.spiffyfg{
	  background:#fff}
	  /*background:#8ABFE8}*/

	/*Credits: CSSpplay */
	/*URL: http://www.cssplay.co.uk/menus/pro_nine */

	.pro9 {padding:0 0 0 32px; margin:0; list-style:none; height:30px; position:relative;}
	.pro9 li {float:left;}
	.pro9 li a {display:block; float:left; height:30px; line-height:29px; background:url(img/pro_nine_3a.gif) no-repeat; color:#000; text-decoration:none; font-size:11px; font-family:arial, verdana, sans-serif; font-weight:bold; text-align:center; padding:0 0 0 12px; cursor:pointer;}
	.pro9 li a b {float:left; display:block; padding:0 12px 0 0; background:url(img/pro_nine_3.gif) right top;}
	.pro9 li.current a {color:#fff; background:url(img/pro_nine_4a.gif) no-repeat;}
	.pro9 li.current a b {background:url(img/pro_nine_4.gif) right top;}
	.pro9 li a:hover {color:#000; background:url(img/pro_nine_5a.gif) no-repeat;}
	.pro9 li a:hover b {background:url(img/pro_nine_5.gif) right top;}
	.pro9 li.current a:hover {color:#fff; background:url(img/pro_nine_4a.gif) no-repeat; cursor:default;}
	.pro9 li.current a:hover b {background:url(img/pro_nine_4.gif) right top;}

	.proB {padding:0 0 0 32px; margin:0; list-style:none; height:30px; position:relative;}
	.proB li {float:left;}
	.proB li a {display:block; float:left; height:30px; line-height:29px; color:#0893D1; text-decoration:none; font-size:11px; font-family:arial, verdana, sans-serif; font-weight:bold; text-align:center; padding:0 0 0 12px; cursor:pointer;}
	.proB li a b {float:left; display:block; padding:0 12px 0 0;}
	.proB li.current a {color:#000; background:#EBF8FF; border:1px solid #0893D1;}
	.proB li.current a b {background:#EBF8FF;}
	.proB li a:hover {color:#000; border-bottom: 2px solid #0893D1}
	.proB li a:hover b {}
	.proB li.current a:hover {color:#000; cursor:default;}
	.proB li.current a:hover b {}